Commercial lending experts for over 30 years located in Downtown Dover, NH.

Fast Restaurant Equipment Financing

At Future Financial, we have over 30 years of industry experience and are focused on providing fast, flexible, and hassle-free financing services to our commercial clients.

Financing Your Growth

Running a restaurant can be expensive, especially when it comes to purchasing kitchen equipment. Most people turn to financial companies to access restaurant loans, but sometimes funding can be difficult to acquire. 

Luckily, with restaurant equipment financing, you don’t have to incur the high costs of buying your equipment upfront. At Future Financial, we understand how difficult it can be to get capital for a small business. This is why we offer easy restaurant financing options to help you meet your customer’s expectations as well as get the best out of your business.

Better Commercial Lending

What We Offer

Future Financial has provided loans and equipment financing to hundreds of businesses. We offer quick financing solutions that allow you to stay ahead of the competition. We offer low-cost financing options to work with your long-term goals.

Working Capital Loans

We provide fast and easy access to capital with same day funding available up to $250,000

Equipment Financing

We provide flexible funding options for any type of equipment, even software and private party sales

Corp-Only Financing

Over 5 years in business? You can access equipment financing without providing personal credit or guarantee

Vendor Options

Close more business with financing options for your customers. Wide approval window from A to C credit

Start-up Financing

Purchase any type of equipment for your new business venture. Up to $35,000 available in funding options

Reasons To Finance Equipment

Restaurant equipment financing is not just for new or struggling businesses. Even companies with the cash on hand to buy restaurant equipment outright can benefit from low-cost financing. Here are a few reasons why every company needing new or upgraded restaurant equipment should consider financing their purchase with Future Financial: 

Preserve Cash Reserves

A business might have plenty of cash on hand now, but what about three months from now when an unexpected major expense arises or a sharp economic downturn causes revenue to plummet? Many businesses were flush with cash in February 2020 yet found themselves barely hanging on two months later when COVID-19 hit. An equipment loan can give a restaurant financial security by preserving its cash reserves.

Afford Better Equipment

By financing a restaurant equipment purchase over many years, a company can often afford better and higher-quality equipment than if they purchased outright. The restaurant industry is competitive, with many businesses going after the same customers. Why lose out on new business because lack of restaurant equipment used to serve your customers and keep them coming back for more?

Keep Expenses Predictable

Financing major purchases such as equipment is one of the best ways for a business to keep its expenses predictable. A business can often choose payment terms which align with the equipment’s predicted shelf. This assists with budgeting and any general equipment issues.

Enjoy Tax Benefits

When a restaurant pays for its equipment over time rather than all at once, it can enjoy consistent tax benefits for the entire loan period. The IRS allows for a Section 179 deduction for equipment costs. Let us help you take advantage of this tax benefit.

Why Settle For Less

The Best Lending Resources Nationwide

Restaurant equipment financing allows you to access capital to purchase restaurant or kitchen equipment. The loan is secured by the asset, meaning the equipment is the collateral. The equipment finance agreement (EFA) reports to your business credit and does not show up as a personal liability.

restaurant-equipment-financing-company

“They are our go-to for equipment financing. They are always quick to respond and fund our machines. Hands down a great company very honest up-front kinda people.”

Restaurant Financing Experts

Future Financial is here to ensure that your restaurant succeeds. We put your needs before the bottom line. You can always count on us for exceptional customer service and fast communication. If you need any guidance, we have a team of professionals who can guide you through the full funding process.

Seth-01

Seth Desjardins

Owner

Michael Stanley

Owner

"Super-Fast Turnaround & Great Rates."

Clients love our fast speed, experience, great rates, and flexible lending options.

Super-fast turnaround on loans, great rates, customer service is the best I have had. We will def use them in the future for all of our needs.

Giovannis Collision Center

Fast answers on loans. Great rates paperwork is a breeze. I’m an older guy and have lil computer knowledge and they made it so easy to do all the paperwork online. We'll definitely use them in the future.

Bulldog Pallets

They are our go-to for equipment financing. They are always quick to respond and fund our machines. Hands down a great company very honest up-front kinda people. We hope to continue to grow our business with their help.

Robert Pessolano

Restaurant Financing Common Questions

At Future Financial, we offer the most competitive pricing on both equipment financing and working capital loans for restaurants. We look at your business and design a plan that meets your needs and budget. Terms can be as flexible as 12 to 72 months. Apply today to see your restaurant equipment financing rates.

Future Financial has loan programs for businesses of all types and sizes. Even if a restaurant is new or lacks established credit, Future Financial might be able to help. The application process is simple, and the approval period is fast. Future Financial wants to help businesses get the equipment they need as quickly as possible.

Our team does a soft credit check which does not impact your credit score. This is a good question though as other financing companies can run multiple hard checks which can negatively impact your credit score. Our financial solutions are built around what is best for our customers.

We've built up a wide range of financial partners who can help even those with lower credit scores. Our goal is to provide flexible business financing that enables more companies unlock the next level of their business.

We Want To Help Your Business Grow.

Our Commercial Lending Experts Are Here To Help. Apply Today For No Risk & No Hard Credit Inquiries. Our Soft Checks Will Not Impact Your Credit Score.

Commercial lending experts for over 30 years located in Downtown Dover, NH.

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